{"id":128,"date":"2026-10-24T10:00:00","date_gmt":"2026-10-24T10:00:00","guid":{"rendered":"https:\/\/www.jennieshook.com\/blog\/?p=128"},"modified":"2026-10-24T10:00:00","modified_gmt":"2026-10-24T10:00:00","slug":"fed-rate-hike-pressures-u-s-home-sales","status":"publish","type":"post","link":"https:\/\/www.jennieshook.com\/blog\/2026\/10\/24\/fed-rate-hike-pressures-u-s-home-sales\/","title":{"rendered":"Fed Rate Hike Pressures U.S. Home Sales"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/jennie-shook\/one-stunning-fed-rate-hike-impact-on-home-sales-you-cant-ignore-remotion-videos-5682\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>During this rate-hike phase, the central bank pushed its benchmark to ~4%, and 30-yr mortgage costs reached near 7%, quickly reshaping affordability for US buyers.<br \/>\nNear 7% mortgages cut purchasing power, left fewer qualified buyers, and pushed many sellers toward lower offers, longer listing times, and reset pricing expectations.<br \/>\nCritics argued higher rates cooled demand but could not solve supply shocks like energy disruptions, making housing bear pain even if inflation&#039;s roots were broader.<br \/>\nBuyers could negotiate more carefully, while sellers needed competitive pricing, strong presentation, and flexibility on repairs, timing, or closing costs to attract offers.<br \/>\nThe broader debate centered on fighting inflation without tipping the economy too far, while expectations for additional hikes pointed to continued short-term housing adjustment.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>During this rate-hike phase, the central bank pushed its benchmark to ~4%, and 30-yr mortgage costs reached near 7%, quickly reshaping affordability for US buyers. Near 7% mortgages cut purchasing power, left fewer qualified buyers, and pushed many sellers toward lower offers, longer listing times, and reset pricing expectations. Critics argued higher rates cooled demand [&hellip;]<\/p>\n","protected":false},"author":183,"featured_media":129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/posts\/128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/users\/183"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/comments?post=128"}],"version-history":[{"count":1,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/posts\/128\/revisions"}],"predecessor-version":[{"id":130,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/posts\/128\/revisions\/130"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/media\/129"}],"wp:attachment":[{"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/media?parent=128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/categories?post=128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jennieshook.com\/blog\/wp-json\/wp\/v2\/tags?post=128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}